Minnesota · X-date leads

X-date leads in Minnesota

4 Minnesota motor carriers currently have a pending FMCSA insurance cancellation — an X-date — and 1 of them lose coverage within 7 days. These are public federal filings, updated daily. An X-date is the date a carrier's coverage ends; in trucking, cancellation X-dates are public 30 days in advance.

Why Minnesota X-dates are public 30 days early

Federal rule 49 CFR 387.313 requires an insurer to notify FMCSA at least 30 days before cancelling a motor carrier’s required liability coverage. That notice — with the exact cancellation date — becomes a public record the day it is filed. The carrier must replace coverage before that date or lose operating authority, so they are, by federal mandate, shopping for insurance right now.

New to X-dates? See what an X-date is and how agents work them first.

Minnesota pending cancellations, by the numbers

• 4 Minnesota carriers with a pending cancellation today.
• 1 lose coverage within 7 days (urgent).
• 11 Minnesota carriers show as lapsed in the public record with no replacement on file.
• Beyond X-dates, 197 Minnesota carriers have applied for operating authority with no insurance on file and 14 are suspended for having none — they cannot legally haul until someone writes them.
• Most common cancelling insurer in Minnesota right now: AUTO OWNERS INSURANCE COMPANY.

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How fast Minnesota carriers actually buy. Of the Minnesota carriers that applied for operating authority 15 to 45 days ago, 41.3% already have an insurance filing on file. That rate varies about 2.5x between states, so the length of the window an agent is working is a local fact rather than a national one — we publish the measurement and redraw it daily.