Compliance

Effective June 16, 2026

XDate Alert surfaces public FMCSA records so insurance agents can reach carriers whose coverage is ending. Here is how that data works with the rules that govern outreach — in plain language. This is not legal advice; if you are unsure how a rule applies to your business, consult counsel.

The short version

• The data is public government record, not a purchased marketing list.
• Phone calls and texts are governed by the TCPA and Do-Not-Call rules. The agent placing the call is responsible for compliance — not us.
• Email is not covered by Do-Not-Call; it is governed by CAN-SPAM. We include carrier email where it is on file as a DNC-free channel.
• We provide data — not calling consent, and not a DNC scrub.
• The data is business information for identifying insurance prospects — not for FCRA-covered decisions about individuals (credit, underwriting, employment, housing).
• Coverage: we do not offer, sell, or display carrier data for California, Oregon, Vermont, or Connecticut; data is limited to business-entity records from public FMCSA sources and is not externally enriched.

Service coverage

XDate Alert does not collect, store, sell, or display carrier data for California, Oregon, Vermont, or Connecticut. Records for those states are excluded at ingestion and are not retained in our database. The data we provide is limited to business-entity records from public FMCSA government sources and is not enriched with external or commercial data.

Calls: TCPA & Do-Not-Call

The Telephone Consumer Protection Act and the National Do-Not-Call Registry restrict certain telemarketing calls and texts. Business-to-business calls have limited exemptions, but the line matters: many motor carriers are owner-operators who list a personal mobile number in their public filing, and calls to mobiles — especially using autodialers or prerecorded messages — carry real risk. Obtaining any required consent, honoring opt-outs, and respecting calling-time limits is your responsibility as the caller.

Email: CAN-SPAM

Email outreach is not subject to the Do-Not-Call registry. It is governed by CAN-SPAM, which requires accurate sender information, no deceptive subject lines, a valid physical postal address, and a working unsubscribe mechanism that you honor promptly. Where a carrier’s email is on public file, we include it — it is often the cleanest first touch.

What we do not do

We do not integrate the National Do-Not-Call Registry, state mini-TCPA registries, or the FCC Reassigned Numbers Database, and we do not represent that any number is safe to call. We surface public records; your compliance program is yours to run.

Not a consumer report (FCRA)

The data is business information and is not a “consumer report” under the Fair Credit Reporting Act (15 U.S.C. §1681 et seq.). Use it only to identify business prospects for commercial trucking insurance outreach — not to determine any individual’s eligibility, underwriting outcome, creditworthiness, employment, housing, insurance pricing, or any FCRA-covered decision. See Terms §4a.

Carrier removal requests: if you are a carrier and want your information taken out of our delivered data, email support@xdatealert.com with your USDOT or MC number. See our Privacy Policy for how we handle deletion requests.

Verify it yourself

• National Do-Not-Call Registry: donotcall.gov
• FTC telemarketing & TSR guidance: ftc.gov/business-guidance
• FCC TCPA resources: fcc.gov

Questions

Reach us at support@xdatealert.com. See also our Terms of Service and Privacy Policy.

Data source: FMCSA public records. Not affiliated with FMCSA, any government agency, or any insurer.