Terms of Service
Effective June 16, 2026
These Terms govern your access to and use of XDate Alert (the “Service”), operated by Wooch OÜ (“we,” “us”). By creating an account, starting a trial, or using the Service, you agree to these Terms. If you do not agree, do not use the Service.
Note: these Terms are provided in good faith and may be updated as the Service and the law evolve; they are under ongoing legal review. They are not legal advice. Questions: support@xdatealert.com.
1. What the Service is
XDate Alert surfaces pending and recent motor-carrier insurance events compiled from public U.S. government records, with contact details, and delivers them to subscribers by email and through a dashboard. It is an information and lead-generation tool for licensed insurance professionals. It is not legal, insurance, underwriting, or compliance advice, and it is not affiliated with the FMCSA or any government agency or insurer.
1a. Service coverage
The Service does not currently cover California, Oregon, Vermont, or Connecticut. We do not collect, store, sell, or display carrier data for those states — records for them are excluded at ingestion and are not retained in our database. The data made available through the Service is limited to business-entity records drawn from public FMCSA government sources, and is not enriched with external or commercial data.
2. Eligibility & account
- You must be at least 18 and use the Service for legitimate business purposes.
- Your subscription is for your own use. Sign-in links are personal — keep them confidential and do not share dashboard access.
- You are responsible for activity under your account.
3. Subscriptions, trials & billing
- Automatic renewal. Plans are billed monthly in advance through Stripe at the price shown at checkout and renew automatically each month until you cancel. By subscribing you give express affirmative consent to these recurring charges. The price, the billing frequency (monthly), and the fact that the subscription auto-renews are disclosed clearly and conspicuously before you pay.
- Free trial. Where a free trial is offered, it converts to a paid monthly subscription automatically at the end of the trial unless you cancel before it ends. A payment method is required to start a trial. You will receive a reminder email before the trial ends and the first charge is made.
- Cancel anytime, easily. You can cancel at any time from the customer portal (linked in your dashboard and in every email) — cancelling is as simple as signing up. Cancellation stops future renewals and takes effect at the end of the current billing period; you keep access until then.
- 30-day guarantee: if you are not satisfied in your first month, contact us at support@xdatealert.com for a refund of that month’s subscription fee. This applies to your first paid month only.
- Prices may change with notice; changes apply to the next billing period.
- We retain records of your purchase consent for at least three years.
4. Data accuracy — important
The Service reflects public records that we refresh on a regular schedule. Government data can lag, contain errors, or change after we deliver it — a filing may be amended, a cancellation withdrawn, or replacement coverage filed before our next update. We do not warrant that any lead is current, accurate, complete, or that a carrier remains uncovered at the moment you act on it. You are responsible for verifying status before relying on it. The Service is provided for lead generation, not as a system of record.
4a. Permitted use — not a consumer report (FCRA)
The data provided is business information and is not a “consumer report” under the Fair Credit Reporting Act (FCRA, 15 U.S.C. §1681 et seq.). You may use the Service only to identify business prospects for commercial trucking insurance outreach. You may not use it to determine any individual’s eligibility, underwriting outcome, creditworthiness, employment, housing, insurance pricing, or any other FCRA-covered decision.
5. Your responsibility for lawful outreach
You alone are responsible for how you contact the carriers in your leads and for complying with all laws that apply to your outreach — including the federal Telephone Consumer Protection Act (TCPA) and state “mini-TCPA” statutes (such as the Florida Telephone Solicitation Act, the Oklahoma Telephone Solicitation Act, and Washington’s telemarketing law), the National Do-Not-Call Registry and applicable state registries, calling-time restrictions, the risk of reassigned numbers, and any anti-spam laws (e.g., CAN-SPAM) for email you send. We provide business contact information drawn from public records; we do not provide consent to be contacted, and we do not screen numbers against Do-Not-Call registries. Obtaining any required consent and honoring opt-outs is your obligation.
XDate Alert provides business lead data. We do not provide calling consent, auto-dialing tools, legal advice, or instructions on whether, when, or how to contact any specific carrier. You are responsible for complying with all TCPA, DNC, telemarketing, insurance-solicitation, and other outreach laws.
6. Acceptable use
You agree not to:
- resell, redistribute, sublicense, or build a competing dataset or product from the leads or data provided through the Service;
- scrape, bulk-export beyond your own use, or use automated means to extract data at a scale inconsistent with normal subscriber use;
- share, rotate, or manipulate accounts or states to obtain data outside your plan;
- use the data for unlawful discrimination, harassment, or any purpose prohibited by law;
- interfere with, probe, or attempt to breach the security of the Service.
We may suspend or terminate accounts that violate these Terms or abuse the Service, without refund where the violation is material.
7. Intellectual property
Underlying carrier records are public government data and are not owned by us. The Service itself — its software, design, compilation, organization, and presentation of that data — is owned by Wooch OÜ and protected by applicable law. We grant you a limited, non-exclusive, non-transferable right to use the Service for your own business during your subscription.
8. Disclaimers
The Service is provided “as is” and “as available,” without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, accuracy, and non-infringement. We do not warrant that the Service will be uninterrupted, error-free, or that leads will result in sales.
9. Limitation of liability
To the maximum extent permitted by law, Wooch OÜ will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for lost profits, revenue, data, or goodwill, arising from your use of (or inability to use) the Service. Our total liability for any claim is limited to the amount you paid us for the Service in the three months before the event giving rise to the claim.
10. Indemnification
You agree to indemnify and hold Wooch OÜ harmless from claims, damages, and expenses (including reasonable legal fees) arising from your use of the Service or your outreach to carriers, including any claim that your calls, texts, or emails violated applicable law.
11. Termination
You may stop using the Service and cancel at any time. We may suspend or terminate access if you breach these Terms, if required by law, or if we discontinue the Service. Sections that by their nature should survive termination (e.g., disclaimers, limitation of liability, indemnification) will survive.
12. Governing law
These Terms are governed by the laws of Estonia, without regard to conflict-of-laws rules. Disputes will be subject to the courts competent for the seat of Wooch OÜ, unless a mandatory consumer-protection law of your residence provides otherwise.
13. Changes
We may update these Terms from time to time. Material changes will be reflected by a new effective date, and continued use after changes means you accept them.
14. Contact
Questions about these Terms: support@xdatealert.com.
Data source: FMCSA public records. Not affiliated with FMCSA, any government agency, or any insurer.