Michigan · X-date leads

X-date leads in Michigan

2 Michigan motor carriers currently have a pending FMCSA insurance cancellation — an X-date — and 0 of them lose coverage within 7 days. These are public federal filings, updated daily. An X-date is the date a carrier's coverage ends; in trucking, cancellation X-dates are public 30 days in advance.

Why Michigan X-dates are public 30 days early

Federal rule 49 CFR 387.313 requires an insurer to notify FMCSA at least 30 days before cancelling a motor carrier’s required liability coverage. That notice — with the exact cancellation date — becomes a public record the day it is filed. The carrier must replace coverage before that date or lose operating authority, so they are, by federal mandate, shopping for insurance right now.

New to X-dates? See what an X-date is and how agents work them first.

Michigan pending cancellations, by the numbers

• 2 Michigan carriers with a pending cancellation today.
• 0 lose coverage within 7 days (urgent).
• 15 Michigan carriers show as lapsed in the public record with no replacement on file.
• Beyond X-dates, 200 Michigan carriers have applied for operating authority with no insurance on file and 12 are suspended for having none — they cannot legally haul until someone writes them.
• Most common cancelling insurer in Michigan right now: GEiCO Marine Insurance Company.

Get the Michigan list

See the Michigan state hub for a public sample, or get 3 live Michigan leads free with full contact info:

How fast Michigan carriers actually buy. Of the Michigan carriers that applied for operating authority 15 to 45 days ago, 35% already have an insurance filing on file. That rate varies about 2.5x between states, so the length of the window an agent is working is a local fact rather than a national one — we publish the measurement and redraw it daily.