Comparison
CarrierOK alternative for trucking insurance agents
CarrierOK is a broad carrier-data and risk-intelligence platform serving brokers, factoring companies, and underwriters. XDate Alert does one focused thing for insurance agents: deliver every pending FMCSA insurance cancellation in your states, daily, with contact info. Here's how they compare.
Scroll across to compare both products.
| Feature | XDate Alert | CarrierOK |
|---|---|---|
| Built for | Trucking insurance agents | Brokers, shippers & insurance teams |
| Core purpose | Daily feed of carriers with an open reason to talk about coverage | Broad carrier database & directory |
| Pending insurance cancellations (X-dates) | Yes — pending, with the filed cancellation date (~30 days ahead) | Insurance Directory product, not a daily cancellation feed |
| New-authority (new venture) leads | Yes — included | New Registrants is a separate $199/mo product |
| Reinstatement leads (suspended over insurance) | Yes — included | Not publicly stated |
| Upcoming renewal leads | Yes — filing anniversaries 2-10 weeks out, ranked by likelihood to switch | Not publicly stated |
| Daily email push | Yes — one email each morning | Not publicly stated |
| Carrier contact info included | Yes (owner name, phone, city, state, fleet size) | Yes |
| Every record re-verified against the federal source every morning | Yes — every record re-checked daily; unconfirmed rows withheld | Not publicly stated |
| Price — 1 state | $39/mo — Solo includes every covered state | $299/mo Insurance Directory (not per state) |
| Price — 3 states | $39/mo — same plan | $299/mo |
| Price — every state | $39/mo — all 47 covered jurisdictions | $999/mo All-Access |
| Price — a team | $39/mo + $4.99 per colleague, each with their own sign-in, states and morning email —$58.96/mo for 5 people | Seats at $149/mo per user |
| Pricing published without a sales call | Yes | Yes |
| Self-serve signup (no demo required) | Yes — free sample; 1 week free, no card | Yes |
| No contract, cancel anytime | Yes — month to month | Yes — advertises no-contract monthly plans |
Comparison based on publicly available information as of June 2026. Competitor features and pricing may change — verify on their site. XDate Alert is independent and not affiliated with CarrierOK.
As of this morning’s update
346
Cancellation filed
Their insurer filed a cancellation notice with FMCSA. Federal rule 49 CFR 387.313 forces 30 days' notice, so the scheduled cancellation date is public a month ahead. Coverage ends then unless the notice is withdrawn or replaced; about 1 in 3 we deliver ends with a new insurer or no insurance at all.
7,652
New ventures & reinstatements
Applied for operating authority with no insurance on file, or suspended because their insurance was cancelled. Either way they cannot legally run a load until somebody writes them.
Every lead carries the company name, the owner’s name, a phone number, city and state, and the fleet size (trucks on its FMCSA census filing), plus the date that makes it a lead.
We also measured when these carriers buy, which is not when the market assumes. Only about 2% of new applicants are insured in their first week; the buying happens between roughly day 15 and 45, and 89% of the ones still uncovered after a week are live applications at FMCSA rather than abandoned. Suspended carriers move the other way — 45% are re-insured within a fortnight. Every other feed in this category sorts newest-first; ours does not, and the measurement is published.
Across 47 states, refreshed every morning and re-checked against that morning’s federal data before anything is sent — a record the source no longer carries is withheld rather than mailed to you. Every covered state is $39/mo, plus $4.99/mo for each colleague you add, each with their own sign-in, states and morning email. See the full walkthrough or get 3 free leads.
Directory versus feed
CarrierOK sells access to a carrier database — its Insurance Directory at $299/mo, New Registrants as a separate $199/mo product, All-Access at $999/mo. A directory answers “tell me about this carrier”. XDate Alert answers a different question: “who in my states has a reason to talk about coverage this month, and why?” You do not search it; it arrives.
The practical gap is the split-out. Getting both new registrants and insurance data from CarrierOK means two products at $498/mo combined, before seats at $149/mo per user. Both are in XDate Alert’s $39/mo plan for every covered state, each colleague you add is $4.99/mo, and a team of 5 is $58.96/mo in all.
Who should not buy XDate Alert
If you need to look up arbitrary carriers on demand, enrich records in bulk, or serve a broker-side workflow, CarrierOK’s database is built for that and ours is not. We hold only carriers currently in one of three insurance-buying situations, in the states you write.
Platform vs focused alert
CarrierOK is a capable, modern data platform — directories, exportable carrier data, an insurance directory for underwriting, monitoring, and more. If you want a broad data tool you can query and export across many use cases, that breadth is the point.
XDate Alert is the opposite trade-off: one job, done as a daily push. No platform to log into and query — every pending cancellation in your states arrives in your inbox each morning with phone numbers and the date coverage ends, plus a dashboard to work them.
When CarrierOK may be the better choice
If you need a broad carrier-data platform for vetting, factoring risk, underwriting research, or bulk data export across many workflows, CarrierOK is built for that breadth. If you are an insurance agent who just wants the day’s pending cancellations in your territory without running a data platform, XDate Alert is the focused fit.
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Free DOT lookup · pricing · vs Carrier411 · vs DOT Leads.
Frequently asked questions
Is XDate Alert a CarrierOK alternative?
They overlap on FMCSA carrier data but differ in focus. CarrierOK is a broad carrier-data and risk-intelligence platform used by brokers, factoring companies, and underwriters. XDate Alert is a focused daily alert that delivers pending insurance cancellations to insurance agents by state.
Does CarrierOK show pending insurance cancellations?
CarrierOK offers carrier data products including insurance-related data and monitoring. A daily, state-filtered push of confirmed pending cancellations is XDate Alert's specific focus. Check CarrierOK's site for its current product details.
Is XDate Alert cheaper than CarrierOK?
CarrierOK lists plan pricing on its site (and advertises no-contract monthly plans); we don't restate exact figures here because they may change — check their site. XDate Alert is $39/month for every covered state (Solo), plus $4.99 per month for each colleague you add, each with their own sign-in and morning email (a team of 5 is $58.96/month). Agency is $79/month for up to 10 people. Prices are published on the site, with a 7-day free trial and no card needed.
Can I try XDate Alert without a sales call?
Yes. XDate Alert is self-serve with a 7-day trial and 3 free real leads from your state up front.