Lead type
X-date leads in trucking insurance
An X-date is the date a carrier's insurance policy expires or is cancelled. In trucking, cancellation X-dates are uniquely valuable because federal law makes them public 30 days before they happen — the prospect has a real, external deadline to replace coverage.
Why trucking X-dates are public
Interstate carriers must keep proof of liability insurance on file with FMCSA. Under 49 CFR 387.313, an insurer cancelling that coverage must notify FMCSA at least 30 days in advance, and the notice — with the exact cancellation date — is a public record immediately. Roughly 150 new cancellation notices are filed on a typical business day.
Why X-dates convert
A carrier inside the 30-day window isn't a cold call: their insurer formally told the government it is walking away, and they must replace coverage or park their trucks. You know they need insurance, when, and who is dropping them.
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Related: the complete guide to trucking insurance X-dates and what an MC number is.
Frequently asked questions
What does X-date mean?
X-date is short for expiration date — the date a current insurance policy ends. Agents track X-dates to time their outreach to when a prospect is actually shopping.
How do I find trucking X-dates?
Cancellation X-dates are public in FMCSA filings. XDate Alert delivers every pending cancellation in your state daily with carrier contact info.